Service

Financing

From seasonal working capital to export invoice finance. Repayment controlled through offtake + escrow.

Product 1: Pre-export Working Capital

Funds: inputs, harvesting, packing, cold chain, transport
Tenor: 90-180 days
Target pricing: 12-18% APR + 1-2% origination fee

Product 2: Export Invoice Finance

Funds: shipment-to-payment gap (buyer terms)
Tenor: 30-60 days
Target pricing: 8-10% APR + ~1% fee

How Repayment Works

Through our Tri-Party Escrow system, buyer payments flow into AFU-controlled escrow. The escrow waterfall pays AFU first, then suppliers, then the producer receives remaining proceeds.

Apply for Financing

AFU

African Farming Union