AFU
African Farming Union
African Farming Union
Protect your harvest against the unpredictable. Weather-index and traditional indemnity options give you the coverage you need, whether you farm 2 hectares or 200.
Protection against the six most common causes of crop loss in Southern and East Africa.
Coverage triggered when rainfall falls below the threshold for your crop and region during critical growth stages.
Protection against crop loss from excessive rainfall, waterlogging, and river flooding of planted fields.
Coverage for significant crop damage caused by armyworm, bollworm, aphids, and other verified pest outbreaks.
Protection against losses from fungal, bacterial, and viral diseases including blight, rust, and wilt.
Full coverage for hail damage to standing crops, including partial damage assessments.
Protection for frost-sensitive crops during unseasonable cold snaps and late-season frost events.
Choose the insurance model that best fits your farm size, crop type, and budget.
Automated payouts triggered by weather data from nearby stations. No field assessment required. Payments are made when rainfall, temperature, or other weather metrics breach predefined thresholds.
Field-assessed coverage that pays based on actual measured crop loss. An assessor visits your farm to verify damage and calculate the payout based on your insured yield.
Maximum coverage amounts and premium rates by crop. Actual premiums depend on location, coverage type, and farm history.
| Crop | Max Coverage | Premium Rate | Season |
|---|---|---|---|
| Maize | $800/ha | 6-9% | Oct-Apr |
| Soya Beans | $1,200/ha | 5-8% | Nov-Apr |
| Tobacco | $3,500/ha | 7-11% | Sep-Mar |
| Cotton | $600/ha | 6-10% | Oct-May |
| Groundnuts | $900/ha | 5-8% | Nov-Mar |
| Wheat | $1,000/ha | 4-7% | May-Oct |
| Vegetables | $2,000/ha | 8-12% | Year-round |
| Sunflower | $700/ha | 5-8% | Nov-Apr |
Notify AFU within 72 hours of the event via app, dashboard, or phone.
For weather-index: automated data check. For indemnity: field assessor visit within 7 days.
Loss is calculated based on weather data or field assessment against insured yield.
Weather-index claims paid within 72 hours. Indemnity claims within 10 business days.
Do not let a single bad season wipe out years of hard work. Get crop insurance that pays when you need it most.
Get a Crop Insurance Quote